445 Little Canal Dr This 2bd/2ba cottage on a 1/4 acre lot is located less than 1/2 mile by boat on dredged canal to the Choctawhatchee Bay. The original home was built of reinforced concrete
Top Money Tips At Any Age
We can’t get through life without navigating money, but where your financial focusdepends, in part, on where you are in your life. Here are some helpful financialmanagement tips by decade:
20-30 years old:- Maintain a meticulous budget. Apps like Mint.com can help you track expenses.- Set up an emergency savings account with 3-6 months’ worth of living expenses.- Transfer credit card balances to a 0% card and focus on paying it off.- Begin paying down student loans and other debt.
30-40 years old:- Contribute to a retirement account. Maximize employer matching plans.- Actively build assets by investing in stocks, bonds, and real estate.- Keep a low credit card balance with an eye toward increasing your credit score.- Open college savings accounts for children.
40-50 years old:- Review and realign savings goals for your current lifestyle. Use a life expectancycalculator to help reach retirement goals.- Create a plan to pay off your mortgage by the time you retire.- Protect assets and earning power with supplemental life and disability insurance.
50-60 years old:- Track monthly spending. Make adjustments as needed to prepare for retirement.- Consider circumstances like geriatric parents who may need financial assistance.- Put extra effort toward eliminating debt. Pay off credit cards in full every month.
60+ years old:- Ensure all investments are in low-risk plans to protect assets.- Manage money meticulously and maintain access to credit so you’re ready forunexpected expenses.- Downsize as appropriate and focus on
Visit porchlifeon30A.com for more financial tips on buying or selling property.
Steven helps Clients buy and sell vacation and second home properties along 30A and South Walton, giving them confidence in a local, reputable Agent. Steven’s work ethic begins by being of maximum ....
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Modern Design, fortified home on Camp Creek Lake near Alys Beach, under $2.8 million. Views across Camp Creek Lake towards WaterSound Beach. This home is a must-see for the person looking for a very